Personal
Retirement Planning Calculator

Questions and feedback

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Calculator

Personal Information

Current Age

Retirement Age

Life Expectancy

Current Income

Current Income (Monthly)

Annual Income Increase

Retirement Goals

Income Needed in Retirement

Other Income (Monthly)

Investment Assumptions

Expected Investment Return

Expected Inflation Rate

Current Savings

Current Retirement Savings

Monthly Contributions

Results

About

Personal Retirement Planning Calculator

Calculate how much you need to save for retirement based on your current financial situation and retirement goals. This calculator uses your projected income at retirement age (accounting for salary growth) to determine realistic retirement income needs, then shows exactly how much you need to save monthly to reach your target.

The calculator provides detailed year-by-year projections showing how your savings will grow during your working years and how withdrawals will work during retirement. It compares your current savings plan with an optimized target plan, highlighting any gaps and the additional monthly contributions needed to close them.

Key features include tooltips explaining each calculation, detailed tables showing your financial journey from current age through retirement, and a comprehensive methodology section that breaks down exactly how your retirement numbers are calculated.

Educational only

The information provided by this application is for educational purposes only and should not be considered as financial advice. Always do your own research and consult with a financial advisor before making any investment decisions.

PersonalRetirement Planning Calculator